Privacy Policy – GK Loan Nest

GK Loan Nest (“we”, “our”, “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://gkloannest.in, contact us, or submit enquiries for loan assistance services.

By accessing or using our website and services, you agree to the terms of this Privacy Policy.

1. About GK Loan Nest

GK Loan Nest is an independent loan assistance and consultation service based in Chennai, Tamil Nadu.

  • We do not provide loans directly

  • We are not a bank or NBFC

  • We are not an official partner or representative of any bank or financial institution

  • All loan approvals, interest rates, and disbursements are handled solely by banks or NBFCs based on their eligibility criteria

2. Information We Collect

We may collect the following types of information:

a) Personal Information

  • Name

  • Mobile number

  • Email address (if provided)

  • City / location

  • Loan-related requirements (loan type, amount, purpose)

b) Technical & Usage Information

  • IP address

  • Browser type and device information

  • Pages visited and interaction data

  • Cookies and analytics data

3. How We Use Your Information

We use the information collected for the following purposes:

  • To contact you regarding your loan enquiry

  • To provide loan eligibility guidance and consultation

  • To assist in connecting you with suitable banks or NBFCs

  • To respond to your queries via phone, WhatsApp, or email

  • To improve our website, services, and user experience

  • To comply with legal or regulatory requirements

4. Sharing of Information

We do not sell, rent, or trade your personal information.

Your information may be shared only when required:

  • With banks or NBFCs for loan processing, based on your request

  • With service providers assisting in documentation or verification

  • When required by law or government authorities

Only the minimum necessary information is shared.

5. Cookies & Tracking Technologies

Our website may use cookies to:

  • Improve website functionality

  • Analyze traffic and user behavior

  • Enhance user experience

You can disable cookies in your browser settings. Disabling cookies may affect certain website features.

6. Data Protection & Security

We take reasonable technical and administrative measures to protect your data, including:

  • Restricted access to authorized personnel only

  • Secure handling of customer information

  • Internal data protection practices

However, no online transmission is 100% secure, and we cannot guarantee absolute security.

7. Third-Party Websites

Our website may contain links to third-party websites (such as bank or NBFC websites). We are not responsible for the privacy practices or content of those websites. We encourage users to review their privacy policies separately.

8. User Consent

By submitting your details on our website or contacting us:

  • You consent to the collection and use of your information as described in this policy

  • You agree to be contacted via phone, WhatsApp, SMS, or email regarding your enquiry

9. Data Retention

We retain personal information only for as long as necessary to:

  • Provide loan assistance services

  • Meet legal, regulatory, or business requirements

Once no longer required, data is securely deleted or anonymized.

10. Children’s Privacy

Our services are intended for individuals 18 years and above. We do not knowingly collect information from minors.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

12. Contact Information

If you have questions about this Privacy Policy or data usage, contact us at:

GK Loan Nest
📍 21, kambar street, Porur
Chennai – 600116, Tamil Nadu, India
🌐 Website: https://gkloannest.in
📧 Email: gkloannest@gmail.com

Final Disclaimer

GK Loan Nest is a loan assistance and consultation service only.
We do not guarantee loan approval.
All loans are subject to bank or NBFC eligibility criteria, policies, and verification.